How to Read an Investment Term Sheet: A Guide for HNWIs


Last updated: 2025-08-04 Source: WealthShield Author: Yafa
intro:Term sheets may look simple, but they carry complex implications. This guide breaks them down for high-net-worth investors. Breaking Down the Basics Key Clauses to Watch Look out for liquidation preferences, anti-dilution clauses, and board compositi

Term sheets may look simple, but they carry complex implications. This guide breaks them down for high-net-worth investors.

Breaking Down the Basics

Key Clauses to Watch

Look out for liquidation preferences, anti-dilution clauses, and board composition rights.


Common Red Flags

Excessively founder-friendly terms, missing exit strategy details, or unclear voting rights.


Real-World Example

A Singapore-based family office nearly lost voting power due to a poorly structured clause.


FAQ

Q1: Should I always use a lawyer?

A: Yes—especially for multi-million-dollar stakes.


Q2: Are there templates I can study?

A: Yes. Try NVCA.org for U.S.-style templates; Asia-focused templates vary by jurisdiction.


User Comments

InvestInPeace: “Wish I had read this before signing my first angel deal.”

SashaQ: “Can you do a version focused on crypto startups?”


Editor’s Note

The devil is in the details. Even seasoned investors sometimes overlook soft clauses—get advice.


Tags: #TermSheetGuide #AngelInvestor #HNWIInvesting #LegalBasics

Disclaimer & Copyright Notice:
This article is edited and compiled by the editorial team at WealthShield Asia based on publicly available information. It is intended for informational purposes only and does not constitute legal, financial, or investment advice.

We respect intellectual property rights. If you believe that any part of this article infringes upon your copyright or other legal rights, please contact us at [email protected]. We will promptly review and remove the content if necessary.

All rights reserved. Unauthorized reproduction or redistribution is prohibited.