Portugal (Fund Route) & Depository Banks: Picking a Pair That Won’t Collide


Last updated: 2025-08-23 Source: WealthShield Author: Shield
intro:With property curbs in place, the fund route has become mainstream. Your core risk isn’t just performance; it’s administration friction among fund, depository, immigration counsel, and bank. Team map Immigration counsel: appointments, translation

With property curbs in place, the fund route has become mainstream. Your core risk isn’t just performance; it’s administration friction among fund, depository, immigration counsel, and bank.

Team map

  • Immigration counsel: appointments, translations, biometrics.
  • Fund manager & custodian: reporting cadence, capital calls, audit.
  • Bank: receipts, statements matching program demands.

Due diligence

Read the limited partnership or subscription docs; check liquidity windows; verify the depository’s service-level commitments for residency filings.

Process

Wire sequences, SEF/SAPA equivalents (verify latest), and renewal cadence. A good team rehearses the sequence and gives a single-PDF evidence pack.

Red flags

Funds that cannot produce investor letters on deadlines; banks that won’t stamp official statements.

Fees

Legal + fund + depository + government. Demand a full-cost table for year 1 and renewal years.

CTA

Pick counsel who has worked with your specific fund and depository before.

Editor’s note: In fund-based residency, operations beat brochures.

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